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According to a Mind & Money Connection survey, people are refusing to give up certain expenses even though they are considered non-essential.
The top expenses include:
I can understand the desire to maintain certain health/wellness, and some extras to add normalcy during tough times, but there are options worth considering.
For those who want to hold onto non-essentials, I suggest exploring more affordable alternatives:
The key is to budget and do your research, get creative with free/low-cost options, and prioritize covering essential expenses first. Resources like the $30 Now Home Internet service can help make entertainment and work accessible if you need to cut a cost.
Remember, there are also assistance programs in the U.S. for the less fortunate. With discipline and a good plan, you can hopefully get through this challenging time and establish a budget. For saving, Paypal actually has a saving account option that provides you with 4.30%, so if you plug a small amount of money into it on a consistent basis you can benefit.
Lastly, Rideshare drivers, you can make $1200/year without additional work by signing up for a tablet to entertain your passengers. There is no charge for you and tips may increase due to the added entertainment.
Spring & Summer are my favorite seasons, but no hate on the other two seasons.
Outside of Spring Break trips and Summer Vacays... gaming is still in full effect, but how will things play out for you and yours? I know gas is through the roof right now, but it doesn't put a pause on all the fun. So if you aren't getting away, consider some local fun.
If you're not a fan of Groupon, you also have Trip Advisor... which serves up more than just hotels, vacation rentals, and rental cars. You also have access to restaurants + things to do. You can literally use these sites for an awesome staycation where you are.
You could even walk around Walmart and find some free entertainment. Just kidding, but not completely, you just never know when the crazy will emerge.
You don't even have to go out every other week during these seasons, because an empty bank account is less fun. Consider free fun, parks, outdoor activities, and learning how to cook or make new recipes for meals, desserts, and even beverages. A home-cooked meal doesn't have to suck or leave you desiring takeout. There are literally chef's teaching courses on Udemy... that can help expand your mind and your abilities when it comes to the kitchen. Grab some food and get it in!
Fun it up, and that definitely includes gaming on a console or PC. I'd probably recommend the Xbox Gamepass first and foremost if you just want to play a variety of games. Granted you will not own them once your pass expires, but the monthly fee is low enough to keep you playing the latest games. For console, I'd have to recommend the Nintendo Switch, especially with Nintendo Switch Sports... so you can get everyone in on the fun! Parents, avoid the Nintendo Switch "Lite" version if you're aiming for multiplayer fun on the same system.
One of the games I'm currently playing on Xbox Game Pass (in the spirit of Spring & Summer) is... Windjammers 2! If you're not familiar with the game, check out the included gameplay below.